Sam's credit card balance is less than -$36. Does Sam owe more or less than $36?

The answer he owe more than $36.

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To determine if Sam owes more or less than $36, we need to understand the concept of negative numbers and how they relate to debts.

In this case, it is stated that Sam's credit card balance is less than -$36. A negative credit card balance indicates that Sam owes money. The '$' sign in front of the number is a symbol for currency.

Since Sam's credit card balance is less than -$36, it means that the amount he owes is greater than $36. The negative sign indicates that the balance is in the negative direction, which implies debt.

Therefore, Sam owes more than $36.