in 2nd year Adam owed $ 977.53, in the 3rd year he owed $ 1036.18 and in the 4th year he owed $1098.35 how much was the loan originally, and determine the future value of the loan after 10 years

I am pretty sure that you can apply the answer I gave you in

http://www.jiskha.com/display.cgi?id=1327028818

to this question.