Can you tell me if I have this correct? I have to identify the adjectives and adverbs in this paragraph.

Adjectives:
early
first
huge
high
several

Adverbs:
monthly
severely
monthly
ridiculously
eventually
immediately
monthly

Like so many people, early in life I was not very responsible with my first credit card. This irresponsibility led to me using all my available credit and huge monthly payments. As a result of this, my credit was severely tarnished. Once I realized that the monthly interest rates on the cards were ridiculously high, I began to repay these as quickly as possible. After several months I eventually paid off the debt, realizing my mistakes. After that I immediately closed the account. This ended my worries about the added monthly payments.

Adjectives:

early <~~adverb
first
available
huge
high
several
many
interest
added
monthly


Adverbs:
monthly <~~adjective
severely
monthly <~~adjective
ridiculously
eventually
immediately
monthly <~~adjective
so
not
very
quickly


This sentence has major errors and needs rephrasing:
This irresponsibility led to me using all my available credit and huge monthly payments.

Yes, you have correctly identified the adjectives and adverbs in the paragraph.

Adjectives:
- early
- first
- huge
- high
- several

Adverbs:
- monthly
- severely
- monthly
- ridiculously
- eventually
- immediately
- monthly