• Write several sentences describing a recent interaction with a friend or family member about personal finance or credit cards. This interaction may be imagined or real.

• Use at least five different pronouns, adverbs, and adjectives in your sentences.

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It was a Saturday afternoon and I was enjoying a relaxing day at home when my mobile phone rang. I answered the phone and the person I was speaking to said he wanted to take me through security as he was calling from the bank. [ [ So, I gave him certain letters of my password which he asked for etc. He then asked if I was using my Credit Card. I was surprised and said "no" and went on to inform him I was actually at home and had my Credit Card with me. He said my Card had been used some minutes ago for a transaction of over $400 - my eyes got wider. I panicked a bit, then asked him where, as I had the card. He said it was being used in a Post Office. In a nutshell, he asked me to destroy my card, return it to the bank and they would issue another one. I'm sure something must have triggered their computer system because I never spend that amount of money on my card. Apparently, minutes before that a transaction of about $4 was made. (this must have been for the fraudster to check the card was working). I was very lucky the bank called me because the two amounts were successful but the bank cancelled the transaction. Sometime ago, a friend of mine actually had his bank card on him, while someone was using it to withdraw money out in a Cash machine in another Town. Sadly, he had to proof it wasn't him and there was a lot of hassle in sorting it out. Apparently his card was cloned. I think my card was cloned too because I teach in the evenings and when I close about 9pm to get petrol on my way home, the normal front access to the cashier is closed and customers have to put their card under a window for someone to take payment. (by a side window) ] ]

During a recent gathering, I had a conversation with my brother about personal finance and credit cards. It was an engaging and informative exchange, allowing us to discuss various aspects of managing finances. He shared some valuable insights from his own experiences while emphasizing the importance of responsible credit card usage. We also discussed the significance of budgeting and how it can positively impact one's financial stability. Overall, the discussion enriched both our knowledge and understanding of personal finance.

Pronouns: I, my, he, us, our
Adverbs: Recently, engagingly, informatively, positively, overall
Adjectives: Personal, responsible, valuable, significant, financial