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are these tenses correct please

Educating myself about financial planning makes me an efficient student. (Present tense)

I had financial problems when I failed to save. (Past tense)

Financially I have to know how to plan ahead. (Future Tense)

I know how to budget, because I’m educated about finances. (Past tense)

College is giving me a great education. (present tense)

  • english -

    All are correct except the third one. If you want a future tense verb in there, use the helping verb "will" with the main verb.

    Are you supposed to have five different tenses? Or only three?

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