personal finance

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Nathaniel has three different insurance policies.He has been injured in an accident and has incurred $30,000 in medical bills.There is a clause in all of his insurance contracts that makes sure he receives no more than $30,000 in payments from his insurance companies.This clause is called:
a) coordination of benefits
b)deductible
c)coinsuarance
d) major medical expense insurance
IS D CORRECT ANSWER?THANK YOU:)))

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