accounting
posted by Momof8 .
How do I set this problem up to do it? I do not want the answer just the formula. The question is for Present Value, Future Value, and Annuity Due:
. Your uncle offers you a choice of $30,000 in 50 years or $95 today. If money is discounted at 12 percent, which should you choose? I just need to know what formula to use.

Hopefully, you will find something to help you here:
http://www.google.com/search?q=formula+for+Present%2C+Future+Value+%26+Annuity+Due&ie=utf8&oe=utf8&aq=t&rls=org.mozilla:enUS:official&client=firefoxa
Sra 
I have alraedy been here and they did not help out at all.