what are reasons that some people refuse medical insurance and what demographic to you feel they fill?

if they're using false identity?

if they're in the US illegally?

etc.

Use your imagination!!

One of the things of concern to many is privacy. In the US, the privacy laws are widely ignored. If you have a serious disease, say HIV+, or mental diseases, the dr has to report these as treatment "codes" to the insurance company, which then in turn often allow employment companies to see them. It is not a trivial matter to carry these employees on the work force, as it increases health premiums. So if you don't want to be laid off, or be in an insurance database on health risks (often these are searched just as criminal records are searched) prior to job selection, one does not allow insurance companies to know these things. Ever wonder why it is difficult for HIV+ folks to get a job? Or folks who have been treated for emotional or mental disorders?

There could be multiple reasons why some people refuse medical insurance, and the demographics of those who choose not to have insurance may vary. Here are a few possible reasons and demographic groups that may be associated with them:

1. Affordability: One of the main reasons people decline medical insurance is the cost. Some individuals or families may feel that the premiums, deductibles, and co-pays associated with health insurance plans are too expensive for their budget. This could include lower-income individuals or families who have difficulty affording insurance.

2. Unawareness or lack of knowledge: Some people may choose not to have medical insurance due to a lack of awareness or understanding about the importance of health coverage. This could include individuals who have not been educated about the benefits of insurance or who may not fully comprehend the consequences of being uninsured.

3. Personal beliefs or lifestyle choices: Certain demographic groups, such as young and healthy individuals, may opt out of insurance coverage because they perceive themselves to be at a low risk of needing medical care. They may prioritize other expenses or have alternative methods of seeking healthcare, such as using free clinics or relying on self-care practices.

4. Non-traditional employment: Self-employed individuals or those working in the gig economy may choose not to have medical insurance because they do not receive coverage through an employer. They may face challenges in finding affordable options or may believe they can manage their healthcare needs without insurance.

It's important to note that these reasons and demographics are not applicable to everyone, as individual circumstances and personal choices can vary significantly.