i need conclusion on online banking.

To have a conclusion, first you must have data.

Since this is not my area of expertise, I searched Google under the key words "online banking" to get these possible sources:

http://www.bankrate.com/brm/olbstep2.asp
http://www.fdic.gov/bank/individual/online/safe.html
http://en.wikipedia.org/wiki/Online_banking

I hope this helps. Thanks for asking.

To form a conclusion on online banking, you can follow these steps:

1. Understand the benefits: Look into the advantages of online banking, such as convenience, accessibility, and time-saving features. Consider how these benefits can improve your financial transactions and overall banking experience.

2. Evaluate the risks: Investigate the potential risks associated with online banking. These may include security concerns, potential fraud, and identity theft. Consider how these risks could impact your financial well-being and weigh them against the benefits.

3. Analyze customer experiences: Read reviews and testimonials from customers who have used online banking services. Pay attention to both positive and negative experiences to gain insights into common challenges and the overall satisfaction level of users.

4. Consider official guidelines: Research guidelines and recommendations provided by regulatory institutions and financial authorities, such as the Federal Deposit Insurance Corporation (FDIC), to gain an understanding of the best practices and safety measures for online banking.

5. Evaluate your own needs: Consider your personal financial situation, habits, and preferences. Reflect on whether online banking aligns with your goals and if it can fulfill your specific banking needs effectively.

6. Make an informed decision: Based on the information gathered, weigh the benefits, risks, customer experiences, official guidelines, and your own needs. Formulate a conclusion on whether online banking is suitable for you personally, and if so, which specific services or features would be most beneficial.

Remember, it is essential to consult multiple sources and conduct thorough research to make an informed decision.