Friday

April 29, 2016
Number of results: 65,049

**pre algebra**

Mr Chee deposited $80 into his checking account. Then, after writing a $23 check for gas and a $90 check for his child's day care, the balance in his account was $67. How much was in his account before he made the deposit? How would you solve and check the answer?
*February 1, 2011 by Amber shall*

**Math ms. Sue please help**

Tim had $52 in his checking account. He wrote a check for $55 and then made a deposit of $10. How much was in his account?
*May 22, 2013 by Math wiz*

**math**

I need help with these questions please. Could someone please check them for me? Thank You. 1. Jane Hilman went to her bank. She had a balance of $1,009.88 in her savings account. She withdrew $130.00 and the teller credited her account with $6.19 What is her new balance. is ...
*January 26, 2010 by Kimberly*

**Accounting**

A check returned by a bank because the issuer's cash account balance could not cover the check is called a(n): a. Cancelled check b. Certified check c. Outstanding check d. NSF check
*October 18, 2012 by Anton*

**accounting srjmcgain**

thank you for helping me but i cant put two choices down so can you pick which is better please that will help me alot i will appreciate it so much. thank you. 1. Think again. You have received money = a, c It is a positive thing for y ou. 2. This is a negative thing for you. ...
*April 10, 2009 by anonymous*

**Math**

Please double check Jean deposited a check for $625, wrote two for $68.74 and $29.95 and used her debit card to pay for a purchase of $57.65. How has her account balance changed? Answer: $468.66
*March 18, 2008 by Kim*

**accounting/check please**

(hey i asked for help with accounting with a question i saw the same question at this site but when i click it it doesnt work is there anyway you can check it for me then what they posted there you can copy and post it here for me).my question was Tracy Migre, a certified ...
*January 13, 2010 by gary*

**pennfoster**

Mary Palm's checking account had a starting balance of $785.63. She wrote a check for $57.00 for groceries and a check for $125.00 for a car payment. Yesterday she deposited $57.25 in her checking account. What is Mary's current balance
*May 31, 2015 by djjj*

**technoligy **

1. What column do you put the deposits in when you are balancing your checkbook a=date b=transaction c=debit d=credit 2. when creating a formula for balancing in a checkbook, what do you subtract from the credits? a=debits b=check numbers c=transaction d=dates 3. Why is it ...
*November 22, 2015 by Abby*

**someone answer please**

Tracy Migre, a certified public accounting, has completed the following transactions. Ms.Migres assests , liabilites, and owner equity account titles and balances are shown in the table below. use the table on the page to show the effect of each transaction. Transactions: 1)...
*September 29, 2009 by laura*

**Computer Programming**

Hello, Any help on the following problem would be greatly appreciated. The assignment is done with .java in eclipse. I have a class and a form with a Jlist, 2 text fields to enter the check amount and the ending Balance and a calulate button. I have some aspects working, but ...
*April 13, 2013 by Marie*

**Mathematics of INVESTMENT**

Q: Ms. Parker deposits $8000 in one simple interest account and $2000 in a second simple interest account. The interest rate on the $8000 account is 2% more than the rate on the $2000 account. If the total yearly amount of interest earned on the $8000 account is $459 more than...
*November 9, 2015 by Princess*

**Math/Algebra **

Jeremy opened two saving accounts at the beginning of 2010, each with an initial deposit of $4,000. Account A earned simple interest, and account B earned interest that was compounded annually. By the end of 2012, which account earned more interest, and how much more interest ...
*April 19, 2015 by Tris*

**Business Accounting**

why does the bank tell you they are "crediting" your account when they increase it and "debiting" your account when they decrease it? I know this is a simple question but I just want to make sure I am currect with my answer before I post it to my class forme. Answer: A bank ...
*May 13, 2009 by Anonymous*

**accounting**

Tracy Migre, a certified public accounting, has completed the following transactions. Ms.Migres assests , liabilites, and owner equity account titles and balances are shown in the table below. use the table on the page to show the effect of each transaction. Transactions: 1)...
*September 30, 2009 by john*

**accounting**

indicate whether the following items in a bank reconciliation should be: A)Added to the check book blance B) DEDUCTED FROM THE CHECKBOOK C)added to the bank statement balance D) deducted from the bank statement balance 1) outstanding deposit of 1,200 is a,b,c,or,d. i think b ...
*April 10, 2009 by anonymous*

** accounting**

indicate whether the following items in a bank reconciliation should be: A)Added to the check book blance B) DEDUCTED FROM THE CHECKBOOK C)added to the bank statement balance D) deducted from the bank statement balance 1) outstanding deposit of 1,200 is a,b,c,or,d. i think b ...
*April 10, 2009 by anonymous*

**Geography**

Which account of an Azerbaijani demonstration for independence that turned into a riot do you think would be the most reliable? the account in a Soviet newspaper the account of an Azerbaijani protester the account of a Swedish reporter the account of a Muslim leader I'm ...
*December 11, 2009 by Renee*

**Accounting**

purchases account is classified as: a. an expense account b. an asset account d. a cost account
*December 9, 2008 by cookie monster*

**Pre-Algebra**

Solve the inequality for each solution. -Arnelle's checking account balance is -$49.00. How much money must she deposit to bring her account to a possitive balance? PlZZZ Help me! =( She must deposit $49.01 plus whatever the bank charges for writing a hot check plus any ...
*November 28, 2006 by Amber :)*

**Algebra B PLEASE HELP**

I can't figure this out, please help... A company invests $15,000.00 in an account that compounds interest annually. After two years, the account is worth $16,099.44. Use the function in which r is the annual interest rate, P is the principal, and A is the amount of money ...
*December 4, 2014 by Sandra*

**Technology**

1. What column do you put deposits in when you are balancing your checkbook? A. date B. transaction** C. debit D. credit 2. When creating a formula for balancing a checkbook, what do you subtract from the credits? A. debits B. check numbers** C. transactions D. dates 3. Why is...
*December 17, 2015 by Kristina*

**Business Finance**

Please help!!!!!!!!!!! On November 1, 2009, Broom Company recieved a bank statement that showed a $2950 balance. Broom showed a $4010 checking account balance. The bank didn't return check No. 124 for $1080 and check No. 138 for $720. A $3200 deposit made on October 30 was in ...
*January 24, 2012 by Terry*

**i need help accounting**

Tracy Migre, a certified public accounting, has completed the following transactions. Ms.Migres assests , liabilites, and owner equity account titles and balances are shown in the table below. use the table on the page to show the effect of each transaction. Transactions: 1)...
*September 29, 2009 by laura*

**at leasttell me u cant accounting**

Tracy Migre, a certified public accounting, has completed the following transactions. Ms.Migres assests , liabilites, and owner equity account titles and balances are shown in the table below. use the table on the page to show the effect of each transaction. Transactions: 1)...
*October 1, 2009 by john*

**Math - Calculus**

If 75100 dollars is deposited in an account for 13 years at 5.35 percent compounded continuously , find the average value of the account during the 13 years period. The average value in the account is ? ** im alittle confused in how to find the average value please help and ...
*December 7, 2014 by Anonymous*

**math **

Rochelle deposits $350 in an account that earns 6% annual interest, compounded quarterly. How much money will be in the account in 8 years? 350(1.06)^32 =2258.685339 Can anyone check what I'm doing is correct or not? Janet deposits %150 every month in an account that earns 6% ...
*February 5, 2016 by Y*

**math**

Suppose $5000 is deposited in a bank account that compounds interest four times per year. The bank account contains $9900 after 13 years. What is the annual interest rate for this bank account? i already set it up but i don't know where to go from there. Please help
*April 9, 2012 by Please help!*

**math**

Suppose $5000 is deposited in a bank account that compounds interest four times per year. The bank account contains $9900 after 13 years. What is the annual interest rate for this bank account? i already set it up but i don't know where to go from there. Please help
*April 10, 2012 by Patty*

**math**

Samantha opened a savings account and deposited some money into the account. The account pays an annual simple interest rate of 5%. After 9 years, the interest earned on the account was $1,800. How much money did Samantha deposit in the account?
*December 30, 2012 by Andrea*

**Accounting**

. Classify the following items as (a) an addition to the bank balance, (b) a subtraction from the bank balance, (c) an addition to the book balance, or (d) a subtraction from the book balance: _____ $20 in service charges _____ A $300 check deposited that was returned NSF ...
*September 16, 2012 by Tiffany*

**geography**

I can't find any of the answers in the book, could you please help? 1. The landform occupying the center of the triangle that forms the indian subcontinent is the.. A Deccan Plateau B Western Ghats C Indo- Cangetic Plain D Eastern Ghats 2. Which account of an Azerbaijani ...
*November 17, 2009 by Erin*

**Math**

I posted this earlier, but got no answer. So I am re-posting. Jean deposited a check for $625, wrote two for $68.74 and $29.95 and used her debit card to pay for a purchase of $57.65. How has her account balance changed? I am a little lost, I understand the deposit BUT from ...
*June 7, 2007 by Jane-Ellen*

**Math ms. Sue please help**

Eve's account was overdrawn by $12. The bank charged her $10. Then she deposited $90. How much is in her account?
*May 22, 2013 by Math wiz*

**Math**

Can someone please help me? I have one question I need help with. Thanks in advance. 4. Jayden opens a savings account with $100.00. His account pays 4% simple interest. How much money will be in his account one year later if he makes no deposits or withdrawals? A.) $96.00 B...
*April 26, 2016 by Quzzy Modo's brother*

**calculus**

Please help . confused here. The rate of change of an investment account earning continuous compound interest is given by dA/dt=kA where k is a positive constant. The initial account value was $2500. At the end of the third year, the account value was $4200. Find the ...
*March 11, 2013 by mikey2*

**accounting**

Which of the following would you use to record your checking account transactions? A. A check stub or check book registry B. A deposit slip C. A signature card D. Checks or drafts A
*May 14, 2009 by Trevor*

**Java programming**

Write a Java program that stores Customer accounts with the attributes: (i) Name of the depositor (ii) Account number (iii) Type of account (iv) Balance amount And the methods: (i) Deposit (ii) Withdraw (iii) Display the balance You need to create an array of objects to store ...
*April 16, 2013 by nina*

**business**

Tavarez Company assembled the following information in completing its July bank reconciliation: balance per bank $15,280; outstanding checks $3,100; deposits in transit $5,000; NSF check $320; bank service charge $100; cash balance per books $17,600. As a result of this ...
*October 26, 2010 by vivian*

**math**

Sam opened a money-market account that pays 2% simple interest. He started the account with $7,000 and made no further deposits. When he closed the account, he had earned $560 in interest. How long did he keep his account open?
*October 31, 2013 by Lexi*

**math**

hey i asked for help with accounting with a question i saw the same question at this site but when i click it it doesnt work is there anyway you can check it for me then what they posted there you can copy and post it here for me).my question was Tracy Migre, a certified ...
*January 14, 2010 by gary*

**language art CHECK**

Will somebody please check this for me and see if i used the words correctly please? Having spent many years as political opponents, the two senators have developed a(n)MUTUAL respect for each other. Please check if it is correct. thank you
*January 17, 2012 by saranghae12*

**Math**

Please check my work, thank you If $7,800 is deposited into an account paying 6% interest compounded annually (at the end of each year), how much money is in the account after 2 years? A=$8,268.00 Rewrite the statement, using percent notation. Out of every 100 eligible people...
*April 6, 2008 by Terry B*

**Math**

A friend opens a savings account by depositing $1000. He deposits an additional $75 into the account each month. a. What is a rule that represents the amount of money in the account as an arithmetic sequence? b. How much money is in the account after 18 months? Show your work.
*January 8, 2014 by Shakira*

**math**

A friend opens a savings account by depositing $1000. He deposits an additional $75 into the account each month. a. What is a rule that represents the amount of money in the account as an arithmetic sequence? b. How much money is in the account after 18 months? Show your work.
*January 8, 2014 by Shakira*

**math**

A friend opens a savings account by depositing $1000. He deposits an additional $75 into the account each month. a. What is a rule that represents the amount of money in the account as an arithmetic sequence? b. How much money is in the account after 18 months? Show your work.
*January 8, 2014 by Shakira*

**Precalculus **

NEED HELP ASAP PLEASE!! A savings account starts with $600 and pays 5% interest per year, compounded four times per year. a) A function that models the amount in dollars in the bank account after m years is A(m)=____________? b) How much will be in the savings account after 3 ...
*March 4, 2010 by jh*

**Finance**

You are planning to save for retirement over the next 35 years. To do this, you will invest $770 a month in a stock account and $370 a month in a bond account. The return of the stock account is expected to be 9.7 percent, and the bond account will pay 5.7 percent. When you ...
*September 19, 2012 by Jackie Yale*

**math**

how much money would have to be invested in an account at 3.98% annual interset to achieve a balance of 25,000 in 17 years if a. The account pays simple interest b. the account compound interest qrtly c. the account compounds interest continuously
*January 1, 2011 by rick*

**Math Check**

A bank offers two interest account plans. Plan A gives you 6% interest compounded annually. Plan B gives you 13% annual simple interest. You plan to invest 2,000 for the next 4 years. Which account earns you the most interest (in dollars) after 4 years? How much will you have ...
*April 6, 2015 by Kennabug*

**magh**

suppose you put money into teo different bank accounts. In account #1 you deposit $500 and you will be earning 6% interest compounded quarterly. in account #2 you deposit $600 and you will be earning 5% interest compounded annually. Which statement below best describes the ...
*March 21, 2016 by Sarah*

**math**

Jenna has $1500 in a savings account. She adds $30 to her account each month. Luis has $2400 in his savings account. He withdraws $30 from his account each month. Write and solve a system of equation.
*November 8, 2012 by sahar*

**College level math**

Suppose you deposit $100 in an account that earns 0.5% each month. You make no withdrawals from the account and deposit no more money into the account. How much money will you have in the account after 4 years?
*January 24, 2009 by Steph*

**business**

An account at a commercial bank designed for people who want to earn a higher savings rate is a(n) __________ account. A. regular savings account B. regular checking C. share draft D. money market account My answer is D. Am I right?
*September 26, 2012 by clara*

**Math**

Please help me, I have to solve these problems: My great-grandfather invested $ 9.00 in a savings account in 1909. The amount of money in the account double every 9 years. * How much money would be in the account 99 years later?------------- * By what percentage does the ...
*May 14, 2014 by Hect01*

**Algebra B**

I can't figure this out, please help... A company invests $15,000.00 in an account that compounds interest annually. After two years, the account is worth $16,099.44. Use the function in which r is the annual interest rate, P is the principal, and A is the amount of money ...
*December 4, 2014 by Sandra*

**Algebra**

Last year, Deon had $10,000 to invest. He invested some of it in an account that paid 6%simple interest per year, and he invested the rest in an account that paid 9% simple interest per year. After one year, he received a total of $810 in interest. How much did he invest in ...
*December 4, 2015 by Gianna*

**Health care**

Please check my answer thank you :) What is based on per-person premiums or membership fees ? 1. Capitation 2. Fee-for service 3. Medical savings account 4. Retrospective payment system My answer is # 1
*March 8, 2008 by Lacie*

**Math**

A commuter has 245 dollars in his commuter savings account. this account changes by -15 dollars each week he buys a ticket. In one time period, the account charged by -240 dollars. For how many weeks did the commuter buy tickets How much must he add to his account if he wants ...
*December 10, 2015 by Lily*

**math**

Jim opened an account with $400. The account pays three percent quarterly. How much is in the account at the end of two years?
*February 1, 2012 by help please help!!!*

**Math 111**

Suppose that $5000 is invested in an account with an account with an APR of 12% compounded monthly. Find the future value of the account in 5 years.
*April 24, 2013 by Charlotte*

**algebra**

Suppose your parents deposited $1,500 in an account saying 3.5% interest compounded annually (once a year) when you were born. I have to find the account balance after 18 years , please help
*January 28, 2015 by timberly*

**math**

How much would you need to deposit in an account now in order to have $20,000 in the account in 4 years? Assume the account earns 5% interest.
*July 17, 2012 by Anonymous*

**maths**

How much would you need to deposit in an account now in order to have $20,000 in the account in 4 years? Assume the account earns 5% interest.
*July 18, 2012 by colin*

**xacc 280**

I just need an example • What increases the Asset account, a debit or a credit? • What decreases the Asset account, a debit or a credit? • What is the normal balance of the Asset account, a debit or a credit? Account Changes Account Categories What increases the account? What ...
*July 10, 2010 by stacy *

**Math**

Monica had a saving a account which paid her an interest rate of 4%. After she had this account for 12 years, she had received $192 in interest. How much money had she put into the account at the beginning of the 12 years? Please help me answer this question step by step
*March 29, 2015 by Katy*

**HELP**

The general manager of a business encounters many different types of business transactions. Provide an example of a transaction that would describe the effect on the accounting equation. Each situation is independent of the other situations. a. The transaction would increase ...
*July 22, 2007 by queen*

**Algebra**

Regarding real-life applications, when would a linear inequality be more appropriate to use than a linear equation? Give examples to help me better thanks a lot! When driving a car, the speed at any time should be less than or equal to the speed limit. A check written on an ...
*June 24, 2005 by Angel*

**differential equation**

If P(t) is the amount of dollars in a savings bank account that pays a yearly interest rate of r% compounded continuously ,then dP/dt=(r/100)(P) , t in years . Assume the interest is 5% annually ,P(0)=$1000 ,and no monies are withdrawn a)how much will be in the account after 2...
*February 25, 2013 by deq*

**please help**

Donna opens a certificate of deposit (CD) with $2,000. The bank offers a 3% interest rate. If the account compounds quarterly, which of the following equations represents the future value of the account, after 1 year?
*September 8, 2014 by jeannie*

**math**

Mike's grandmother opened a savings account in Mike's name and deposited some money into the account. The account pays an annual simple interest rate of 11%. After 13 years, the interest earned on the account is $5720. How much money did Mike's grandmother deposit into the ...
*November 17, 2015 by jacquie*

**math**

Problem 6-1 Bank Reconciliation The following information is available to assist you in preparing a bank reconciliation for Calico Corners on May 31, 2012: a. The balance on the May 31, 2012, bank statement is $8,432.11. b. Not included on the bank statement is a $1,250 ...
*February 22, 2015 by mary*

**algebra2 HELP PLEASE**

If $8,500 is deposited in a compound interest account paying 3.9% interest annually, how much will be in the account after 12 years? round to the nearest cent.
*July 7, 2012 by 26kllt*

**college bookkeeping**

you would transfer the net profit for a period to? a. an asset account b. a liability account c. an owner's equity account d. to the general ledger I am stumped!! seems to me it could be a or c????
*November 19, 2012 by salsa:)*

**math**

suppose you deposit $3000 in a savings account that pays interest in a a rate of 4%. if no money is added or withdrawn from the account, how much will be in the account after ten years.
*November 9, 2015 by brandon*

**Math Check!!**

Annual deposits of $3150 are made into a bank account earning 4 % interest per year. Round all answers to two decimal places (a) What is the balance in the account right after the 15th deposit if interest is calculated annually? For this I know the formula is A = P(1 + R/N)^Nt...
*December 12, 2014 by Jessie*

**math,percentage**

Mr Srinivasan invests 55000$ in a fixed deposit account.the interest rate is 3.3% per year.how much money will he have in the account after 1year? please show your operations clearly.
*February 13, 2012 by kimi*

**algebra ll HELP PLEASE**

If $8,500 is deposited in a compound interest account paying 3.9% interest annually, how much will be in the account after 12 years? Round your answer to the nearest cent.
*July 6, 2012 by leo*

**Math**

Brody deposited $500 into an account that earns 4.2% interest compounded annually. He makes no additional deposits and no withdrawals. Approximately how much interest will the account have earned after 7 years? A $167 B $420 C $542 D $665 I think the answer is D. But can ...
*January 20, 2016 by Lily*

**Finance**

You are planning to save for retirement over the next 15 years. To do this, you will invest $1,100 a month in a stock account and $500 a month in a bond account. The return on the stock account is expected to be 7%, and the bond account will pay 4%. When you retire, you will ...
*February 14, 2015 by Kelsey*

**Finance**

Mary just deposited $33,000 in an account paying 7% interest. She plans to leave the money in this account for eight years. How much will she have in the account at the ned of the seventh year?
*April 27, 2010 by Unknown*

**Algebra 2**

Suppose you deposit $1500 in a savings account that pays interest at an annual rate of 6%. No money is added or withdrawn from the account. How many years will it take for the account to contain $2500?
*June 6, 2012 by Chocolate*

**algebra II**

i just placed $1500 in an account which earns 8% per year compunded quartely. how much money will be in the account in 20 years? how long will it tke for this account ot have $7000 in it?
*March 18, 2013 by Anonymous*

**consumer math**

Jim opened an account with $400. The account pays three percent quarterly. How much is in the account at the end of two years? Round to the nearest dollar.
*May 28, 2013 by Tristyn*

**accounting I**

The general manager of a business encounters many different types of business transactions. Provide an example of a transaction that would describe the effect on the accounting equation. Each situation is independent of the other situations. a. The transaction would increase ...
*July 21, 2007 by queen*

**accounting**

The general manager of a business encounters many different types of business transactions. Provide an example of a transaction that would describe the effect on the accounting equation. Each situation is independent of the other situations. a. The transaction would increase ...
*April 22, 2010 by Anonymous*

**math **

Mrs Lopez has $9,118 in her bank account on March 1 she saves $609 in March. Then, she must pay $1,011 in taxes in April. Mrs Lopez is able to save $705 in May. At the end of May approoimately how much greater or less is her account balance than it was on March 17 Select each ...
*March 29, 2016 by luna*

**Math**

Please help me solve this problem: My great-grandfather invested $ 9. in a savings account in 1909. The amount of money in the account doubles every nine years. QUESTION; WHAT YEARWILL IT BE WHEN THE VALUE OF HIS INVESTMENT HITS $1 MILLION?................
*May 14, 2014 by Hect01*

**Math**

I posted before, But I did not understand the link I was give...Please someone help me! If $7,800 is depostied into an account paying 6% interest compounded annually ( at the end of each year), how much money is in the account after 2 years? How would I set this up? First, ...
*June 1, 2007 by Stacy*

**Math**

Nico was stunned when he opened the mail. Here was a check for $322.50! This was the interest he earned on his investment. One year ago Nico had been given $5,000. His parents made him put it in the bank and save it for college, but they said he could keep the interest it ...
*April 16, 2012 by Erica*

**Accounting Specialized Journals**

Store owner makes a $80.00 purchase, goods for resale, and uses check $143. Using Specialized journals, general ledger and subsidiary account, what is the correct posting please.
*December 5, 2010 by Barb*

**Math 157**

Can someone please help me. At a quality control checkpoint on a manafacturing assembly line, 10% of the items failed check A, 12% failed check B, and 3% failed both checks A and B. a. If a product failed check A, what is the probability that it also failed check B? b. If a ...
*December 8, 2010 by Rena *

**math**

Yvonne put $4,000 in a savings account. At the end of 3 years, the account had earned $960 in simple interest. A. how much does she have in her account at the end of 3 years? B. at what annual simple interest rate did the account grow? c. how many more dollars would she have ...
*October 16, 2015 by valentina*

**Algebra**

Suppose that P dollars are invested in a savings account at interest rate I, compounded annually, for 2 years. The amount A in the account after 2 years is given by A = P(1 + i)^2. Find an equivalent polynomial expression for A. Please help if you can! Thank you! :-)
*April 16, 2009 by Cassie*

**Math**

Can someone please help me. At a quality control checkpoint on a manafacturing assembly line, 10% of the items failed check A, 12% failed check B, and 3% failed both checks A and B. a. If a product failed check A, what is the probability that it also failed check B? b. If a ...
*December 8, 2010 by Rena *

**Quick English**

Which of these make more sense/sound better? Please remove all information with regards to my account from your servers. Please remove all information related to my account from your servers. Thank you.
*August 4, 2010 by Larry*

**math**

Kelly opened a savings account with $500 she received at 8th grade graduation four years ago. The account pays 2.5 percent compounded daily. How much should be in the account now?
*January 25, 2012 by help *

**Consumer math**

When Greg was born, his grandmother put $5000 in a savings account for his college expenses. It was compounded at 2.5 percent semiannually, and left in the account 18 years. How much was in the account? Round to the nearest dollar.
*April 9, 2012 by Cosumer math*

**business math**

On May 1, 2004 the Jones Company received a bank statement that showed a $2,950 balance. Mr. Jones showed a $4,010 checking account balance. The bank did not return check No. 124 for $1080 and check No. 138 for $720. A $3,200 deposit made on April 30 was in transit. The bank ...
*September 10, 2014 by Anonymous*

**Business Math**

On May 1, 2004 the Jones Company received a bank statement that showed a $2,950 balance. Mr. Jones showed a $4,010 checking account balance. The bank did not return check No. 124 for $1080 and check No. 138 for $720. A $3,200 deposit made on April 30 was in transit. The bank ...
*December 2, 2014 by Jeffrey W*