# Compound Interest : Future Value and Present Value

37,986 results

jill
***Solve exercise using present value principal -1500 term of invesment(%) -4.5 Interest compounded - monthly present value ? Compound interest ? ** the problem is asking for me to find the present value & compound value!!

efe
find the formula for calculating compound interest. If Mr. John Chrystal invests \$6,000 today (Present Value) at a compound interest of 9 percent, calculate the Future Value of the investment after 30 years using the compound interest formula. In addition, calculate the Future...

MATH
Use the following time value of money tables to answer the following questions. Assume that the annual rate of interest is 6% for each of the four following problems. i = 6% Time Periods (n) Future Value of 1 Present Value of 1 Future Value of an Annuity Present Value of an ...

Finance
Find the future value of \$10,000 invested now after five years if the annual interest rate is 8 percent. a. What would be the future value if the interest rate is a simple interest rate? b. What would be the future value if the interest rate is a compound interest rate?

math
Interest is calculated with the following formula I=Prt What is the future value ( present value + interrst ) of this account? Present value is \$600; interest is 6% Term is 12 years ( Enter your answer as dollars and cents. )

Solve the following by using the present value formula. Compound Amount- \$675 Term of Investment-15 months Nominal Rate (%)- 2.7 Interest Compounded quarterly Present Value ___________? Compound Interest _________?

Contempoary Mthematics
Question8: Using the Present Value Table on page 358 of your text to compute the present value (principal) for an investment with a compound amount of \$20,000, a 30 moth term of investment, and a 14% nominal interest rate compound semiannually. Question 9. What is the compound...

math
Using the present value formula you deposit \$12,000 in an account that pays 6.5% interest compounded quarterly. A. find the future value after one year? B. Use the future value formula for simple interest to determine the effective annual yield?

Math
Find how much must be deposited now (present value) at % simple interest so that in 6 years an account will contain \$8958 (future value). present value = \$ WHAT FORMULA DO I NEED TO USE TO HELP ME SOLVE THE PROBLEM?

Finance
200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and provide an example of when each would be used.

Finance
Write a 200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and give an example of when each would be used

Finance
• Write a 200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and provide an example of when each would be used.

Finance
Jean will receive \$8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (for example, present value and future value) was used and why.

financial 200
Write a 200-300 word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Descrive the characteristics of each concept and provide an example of when each of when each would be used.

math/accounting
why is it necessary to an annuity present value. Why is the calculation of the present value of any future amount important? Why is the present value of any future amount greater when the discount rate is lower?

finance
Use the following scenario to answer Discussion Question 2. Jean will receive \$8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (...

Finance
Which of the following actions wiling DECREASE the present value of an investment. A. Decrease the interest B. Decrease the future value C. Decrease the amount of time D. All of the above will increase the present value

Economics
Find the future value one year from now of a \$7,000 investment at a 3% annual compound interest rate. Also calculate the future value if the investment is made for 2 yeaars?

Finance
Find the future value one year from now of a \$7,000 investment at a 3 percent annual compound interest rate. Also calculate the future value if the investment is made for two years.

math
compute the compound and the interest on a loan of \$10,400 compounded annually for 6 years at 12% use the \$1.00 future value and compound interest formula

Finance
Calculating Interest Rate. Find the interest rate implied by the following combinations of present and future values. PresentValue Years Future Value \$400 11 \$684 \$183 4 \$249 \$300 7 \$300 Since you do not state otherwise, I am assuming that your interest rate is compounded ...

1. Find the future value of current \$1,000 5 year from now when annual interest rate 8% is compounded annually 2. Find the present value of a future value (1,000) four years from now when annual interest rate 8% is compounded quarterly. 3.Find the present value of a four year...

math
Classify the finacial problem. Assume a 7% interest rate compounded annually. Find the value of a \$ 1,000 certificate in 4 years. a) sinking fund, b) ordinary annuity, c) future value, d) present value e) amortization.

math
Classify the finacial problem. Assume a 7% interest rate compounded annually. Find the value of a \$ 1,000 certificate in 4 years. a) sinking fund, b) ordinary annuity, c) future value, d) present value e) amortization

Compound Interest : Future Value and Present Value
Payments of \$1800 and \$2400 weere made on a \$10,000 variable-rate loan 18 and 30 months after the date of the loan. The interest rate was 11.5% compounded semi-annually for the first two years and 10.74% compounded monthly thereafter. What amount was owed on the loan after ...

Solve the following by using the present value formula. Compound Amount- \$700 Time Period(years)-8 years Nominal Rate (%)- 1.5 Interest Compounded monthly Compound Amount___________? Compound Interest _________?

Math
The present value of the money in your savings acct is \$420, and you're receiving 3% annual interest compounded monthly. What is the future value in 2 months?

Accounting
On June 1, 2012, Pitts Company sold some equipment to Gannon Company. The two companies entered into an installment sales contract at a rate of 8%. The contract required 8 equal annual payments with the first payment due on June 1, 2012. What type of compound interest table is...

Accounting
On June 1, 2012, Pitts Company sold some equipment to Gannon Company. The two companies entered into an installment sales contract at a rate of 8%. The contract required 8 equal annual payments with the first payment due on June 1, 2012. What type of compound interest table is...

math
The present value of the money in your savings account is \$420, and you're receiving 3% annual interest compounded monthly. What is the future value in two months?

Math
The present value of the money in your savings account is \$420, and you're receiving 3% annual interest compounded monthly. What is the future value in two months?

Personal Finance
If a person deposited \$50 a month for 6 years earning 8%, this would involve what type of computation? A. Present value of a series of deposits B. Future value of a single amount C. Future value of a series of deposits D. Present value of a single amount I believe it's C

Compound math
(Future Value) Suppose you invest \$8000 into an account that pays an annual interest rate of 6.2%. How much is in the account after 30 years if a. simple interest is compound monthly? b. interest is compounded monthly? c. interest is compounded daily?

Use the Present Value Table on page 358 of your text to compute the present value (principal) for an investment with a compound amount of \$20,000, a 30-month term of investment, and a 14% nominal interest rate compounded semiannually. (Points : 2.5)

math
a=16,00, r=11.5%, t=5 years determine the present value, p, you must invest to have the future value, a, at simple interest rate r after time t. round uo to nearest cent

Math-- Desperate for help!
Find the amount in an account if \$2000 is invested at 6.125%,compounded semi-anually,for 2 years. A. \$2,256.49 B. \$2,252.50 C. \$2,324.89 D. \$544,757.84 One of these is the correct answer. I am coming up with (D) 544,757.84 Can you check, because I am probably wrong. You are ...

finance
Q.1.Differentiate future value from present value and explain how compound interest differs from simple interest. Q.2. John expects to need \$50,000 as a down payment on a house in six years. How much does she need to invest today in an account paying 7.25 percent? Q.3. Richard...

fin 200 question
Jean will receive \$8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (for example, present value and future value) was used and ...

interest
an inheritance will be 20000. the interest rate for the the time value of money is 7%. How much is the inheritance worth now, if it will be received a) in 5 years? b)in 10 years? c)in 20 years I know i'm supposed to use F=P(1+i)^n or P=F(1+i)^-n but I am not sure if the ...

Personal Finance
Aaron wants to put \$200.00 per month into an IRA account at 15% for four years. What is he solving for using his financial calculator? A. Present Value B. Future Value C. Interest Rate D. Payment

Personal Finance
Aaron wants to put \$200.00 per month into an IRA account at 15% for four years. What is he solving for using his financial calculator A. present value B. future value C. interest rate D. payment

ALGEBRA
If the principal P = \$900, the rate r = 7 1/2 %, and time t = 1 year, find the following. What is the amount of interest? What is the future value? Ok found I think I found the interest 900x0.075=67.50 is this correct.Now I need help in finding the future value.

Math
In the future value annuity table at any interest rate for one year, why is the future value interest factor of this annuity equal to 1.00?

MATH
Find the value of single perpetuity payment if the present value of the perpetuity payments at t=0 years is AED 500,000 and the interest rate is R% compound per year.[Choose R% from 8% to 12%]

math
find the present value of the following future amount. 600,000 at 6% compunded semiannually for 25 years what is the present value

Finance
Comparing Future Value. Calculate the future value of a retirement account on which you deposit \$2000.00 a year for 30 years with an annual interest rate of 7%.

Finance
An investment will provide Nicholas with \$100 at the end of each year for the next 10 years. What is the present value of that annuity if the discount rate is 8% annually? What is the present value of the above annuity if the payments are received at the beginning of each year...

math
Computing future value calculate the future value of a retirement account in which you deposit \$2,000 a year for 30 years with an annual interest rate of 7 percent.

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=\$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=\$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=\$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding

accounting
I need an understanding of a few matters in my accounting class: 1) what are annuities and why is it necessary to calculate there present value? 2) How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation affect the future ...

personal finances
computing future value. calucale the future value of a retirement account in which you deposit \$2,000 a year for 30 years with an annual interest rate of 7 percent.

financal problems
Computing future value. Calculate the future value of a retirement account in which you deposit 2,000 a year for 30 years with an annual interest rate of 7 percent.

Math
Use the present value formula to compute the amount that should be set aside today to ensure a future value of \$ 2,000 in 1 year if the interest rate is 12% annually, compounded annually. (a) \$ 1,776.97 (b) \$ 1,765.89 (c) \$ 1,785.72 (d) \$ 1,786.97 (e) \$ 1,768.97

math
what formulas do i use for this: Investments Suppose \$10,000 is invested at an annual rate of 5% for 10 years. Find the future value if interest is compounded as follows. A) Annually B) Quarterly C) Monthly D)Daily (365 days) In each case, use the formula Future value = ...

present value
The present value P that will amount to A dollars in n years with interest compounded annually at annual interest rate r, is given by P = A (1 + r) -^n. Find the present value that will amount to \$50,000 in 20 years at 8% compounded annually.

accounting
What is the future value on 12/31/2014 of a deposit of \$10,000 made of 12/31/2010 assuming interest of 16% compound quarterly.

Accounting
I am so confused on how to answer this question given from my instructor. I see many websites that pertain to present value. Is there an explanation somewhere on the internet that would help explain? I googled the question and found"Net present value - Wikipedia, the free ...

Math
Young and Company owes bond holders \$5,500 interest at the end of each quarter for the next five years. How much must they deposit now at 8% interest compounded quarterly to yield an annuity payment of \$5,500? -- I am pretty sure I know how to do the problem but I am just ...

math
Rob has a balance of 1695\$ in his bank account The account pays 2.9% interest per year, compounded annually. The compound interest formula is A=P(1+i)^n A=future value\P=principal/i+interest rate/n=number of payments rods balance will reach 3000\$ after how many years?

accounting
Selling price of a bond: Problem type 1 On December 31, 2008, \$140,000 of 9% bonds were issued. The market interest rate at the time issuance was 11%. The bonds pay on June 30 and December 31 and mature in 10 years. Compute the selling price of a single \$1,000 bond on December...

Personal Finance
NEED HELP IMMEDIATELY, HAVE UNTIL 10P.M. CENTRAL TO HAVE ANSWERS?? 1.Determining the Future Value of Education. Jenny Franklin estimates that as a result of completing her master’s degree, she will earn \$6,000 a year more for the next 40 years. a.What would be the total ...

Accounting
Compute the price of \$7,936,343 received for the bonds by using the tables of present value in Appendix A. (Round to the nearest dollar.) Your total may vary slightly from the price given due to rounding differences. Present value of the face amount \$ Present value of the semi...

accouting
5. Compute the price of \$3,461,181 received for the bonds by using the tables of present value in Appendix A. (Round to the nearest dollar.) Your total may vary slightly from the price given due to rounding differences. Present value of the face amount \$ Present value of the ...

algebra
Find the future value, using the future value formula and a calculator. (Round your answer to the nearest cent.) \$990 at 5.5% compounded quarterly for 3 years Find the present value, using the present value formula and a calculator. (Round your answer to the nearest cent.) ...

programming
Having troube with java, i am not a regular programmer, if anybody can help me out writting this program: write a program that takes two numbers from the java console representing, respectively, an investment and an interest rate(you will expect the user to enter a number such...

Finance
differences between present value and future in time value

math
calculate the present value (principal) and compound interest on \$900 (term of investment 1.75 years ) rate of 18% compounded monthly

college math
Find the approximate (with an integral estimate) present and future values of a constant income stream of 2500 dollars per year over a period of 40 years, assume a 5 percent annual interest rate compounded continuously. Find current and future value?

math
future amount needed \$6,000 interest rate is 3% compounding period semiannually investment time 8 years what would the present value be

college
With examles give differences between present value and future value as used in financial mathematics.

math
calculate the present value AND the compound interest for this investment, round to the nearest cent...\$20.000 with a nominal rate of 14% for 30 months ( semiannually)

math,correction
can someone correct these for me thanks.. Problem #4 Find the effective rate corresponding to the given nominal 18% compounded quarterly. My answer: 19.2% Problem #7 Find the future value of the ordinary annuity If R= \$2500,I=5% interest compounded quarterly for 16 years. My ...

Help math calc
Find the future value of \$700 deposited at 3% for 9 years if the account pays simple interest and the account pays compounded annually? The future value of an account that pays simple interest is what?

Accounting
(Present Value) What is the present value of an annuity that pays \$250,000 in 30 years if interest accumulates at a rate of 7.5% compounded semiannually? (i.e. How do you have to pay NOW for the policy? You make no payments other than your lump sum payment.)

what are the amount and present value of an annuity of \$100 paable at the beginning of each quarter fro 15 years if the interest rate is 12% compounded quarterly? Present Value=PMT[(1-(1+i)^-n)/i] Amount = ?????

math
find the present value of ordinary annuity payments of 890 each year for 16 years at 8% compounded annually What is the amount that must be paid (Present Value) for an annuity with a periodic payment of R dollars to be made at the end of each year for N years, at an interest ...

English
Luther Burbank /devolved/ more than 800 new plant varieties future present past*** future perfect This recipe /will produce/ two dozen chocolate chip cookies past future perfect*** present future Since his injury at the track meet, Liam /favors/ his right leg past future ...

math
Present Value suppose your bank account will be worth \$7000 in one year. The interest rate (discount rate) that the bank pays is 8%. What is the present value of your bank account today? What would the present value of the account be if the discount rate is only 3%

Math
Compare the results of the present value of a \$6,000 ordinary annuity at 10 percent interest for ten years with the present value of a \$6,000 annuity due at 10 percent interest for eleven years. Explain the difference.

Present Value Math
Find the present value of an ordinary annuity of \$500 payments each made quarterly over 6 years and earning interest at 8% per year compounded quarterly. ​ \$9,456.96 \$2,311.44 \$24,968.07 \$5,264.38 Thank you

Jungle Jim owes three debts: \$500 due in one year plus interest at 6% semi-annually, \$2000 due in two years, \$1000 due in three years plus interest at 5% compounded monthly. He wishes to discharge these debts by paying \$500 now and two equal but unknown payments in one and two...

algebra
A grandmother is looking for a plan to finance her new grandchild’s college education. She has \$25,000 to invest. Search the internet and locate a long-range investment plan, CD, Savings Bond, etc, for the grandmother. The plan is to earn compound interest. Calculate the ...

Marcoeconomics
if Bond price= the discounted value of all the future income it will generate then does it mean that the buyer of the bond earn nothing? Because he in fact need to pay the discounted value of the future income(interest) which is said to be earned by him when buying the bond. ...

math
1. =SUM(A14,A8) 2. =C8+ 15 3. PMT function {PMT(D4D12,E4,-C4)} What will each of the above formulas do please see if I have the correct answer using excel or another spreadsheet document. 1. Is the sum between the two blocks listed the more blocks the more #'s to the equation...

math algebra
A tax free municipal bond pays 4.75% compounded continuously. What is the value of a \$2,000 bond after 30 years? Round your answer to the nearest cent. [Hint- A=P e^rt where P= present(initial) value, A= future value, r= annual rate, and t= number of years] P.S.The rt is an ...

math algebra
A tax free municipal bond pays 4.75% compounded continuously. What is the value of a \$2,000 bond after 30 years? Round your answer to the nearest cent. [Hint- A=P e^rt where P= present(initial) value, A= future value, r= annual rate, and t= number of years] P.S.The rt is an ...

Calculus
OK I understand the concept present value but I don't understand how to solve for present value in this context: Assume that you won a local contest for which you gain a continuous income stream at a rate R(t)=5000e^0.1t per year for 5 years and r=0.05. Find present value. Can...

ALegbra
If an apartment complex will need painting in 3 1/2 years and the job will cost \$25,000, what amount needs to be deposited into an account now in order to have the necessary funds? The account pays 8% interest compounded semiannually. (a) State the type of the problem. future ...

Finance
What is the present value of \$100 PERPETU I TY of the interest rate is 7%? If interest rates doubled to 14%, what would its present value be? At 7% hundred dollars multiplied 0.943 equals 9430 or is it 14.2857 multiplied 100 equals 1428. 57? At 14% is it \$100 times 0.877 ...

Math
Find the future value of a \$10,000 investment at 10 % annual interest compounded semiannually for 4 years. (a) \$ 14,000 (b) \$ 12,000 (c) \$ 24,774.55 (d) \$ 14,774.55 (e) \$ 24,477.55 Can someone please help me find the future value? I am stuck on this problem.

Calculate the PRESENT VALUE ANNUNITIES. Round to the nearest cent when necessary. Annunity Payment:\$500 Payment Frequency:(Every 3 months)Time Period YRS:(2)Nominal Rate%:(16)Interest Compounded:(Quarterly) Present Value Of The Annuity is What?

1. =SUM(A14,A8) 2. =C8+ 15 3. PMT function {PMT(D4D12,E4,-C4)} What will each of the above formulas do please see if I have the correct answer using excel or another spreadsheet document. 1. Is the sum between the two blocks listed the more blocks the more #'s to the equation...

cal
future value compounded continuously is B(t)=P(1+r/k)^kt and the present value compounded continuosly is P(T)=B(1+r/k)^-rt True or false and why

NEED HELP ASAP, college math
Find the future value! Periodic payment: \$650.00 Payment interval: every month Term: 19 years, 2 months Interest rate: 4.75% Compound frequency: monthly

college
Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the ...

finances
· Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the...

Finance
Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the ...

financial management
What role do present value and future value have in the management of an organization?

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