Thursday
August 28, 2014

Search: Compound Interest : Future Value and Present Value

Number of results: 28,956

jill
***Solve exercise using present value principal -1500 term of invesment(%) -4.5 Interest compounded - monthly present value ? Compound interest ? ** the problem is asking for me to find the present value & compound value!!
June 1, 2014 by math HELP!! please

Finance
Find the future value of $10,000 invested now after five years if the annual interest rate is 8 percent. a. What would be the future value if the interest rate is a simple interest rate? b. What would be the future value if the interest rate is a compound interest rate?
August 22, 2012 by tisha

math
Interest is calculated with the following formula I=Prt What is the future value ( present value + interrst ) of this account? Present value is $600; interest is 6% Term is 12 years ( Enter your answer as dollars and cents. )
November 10, 2011 by brandon

Contempoary Mthematics
Question8: Using the Present Value Table on page 358 of your text to compute the present value (principal) for an investment with a compound amount of $20,000, a 30 moth term of investment, and a 14% nominal interest rate compound semiannually. Question 9. What is the ...
October 3, 2013 by Erica Walden

math
Using the present value formula you deposit $12,000 in an account that pays 6.5% interest compounded quarterly. A. find the future value after one year? B. Use the future value formula for simple interest to determine the effective annual yield?
August 14, 2011 by marie

Math
Find how much must be deposited now (present value) at % simple interest so that in 6 years an account will contain $8958 (future value). present value = $ WHAT FORMULA DO I NEED TO USE TO HELP ME SOLVE THE PROBLEM?
September 10, 2010 by AMANDA

Finance
200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and provide an example of when each would be used.
February 12, 2010 by Anonymous

Finance
Write a 200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and give an example of when each would be used
August 13, 2009 by Joseph

Finance
• Write a 200- to 300-word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Describe the characteristics of each concept and provide an example of when each would be used.
December 18, 2009 by Anonymous

Finance
Jean will receive $8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (for example, present value and future value) was used and why.
November 23, 2009 by Anonymous

financial 200
Write a 200-300 word description of the four time value of money concepts: present value, present value of an annuity, future value, and future value of annuity. Descrive the characteristics of each concept and provide an example of when each of when each would be used.
July 23, 2010 by Chris

math/accounting
why is it necessary to an annuity present value. Why is the calculation of the present value of any future amount important? Why is the present value of any future amount greater when the discount rate is lower?
September 25, 2008 by Anonymous

finance
Use the following scenario to answer Discussion Question 2. Jean will receive $8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (...
September 17, 2009 by Anonymous

Finance
Which of the following actions wiling DECREASE the present value of an investment. A. Decrease the interest B. Decrease the future value C. Decrease the amount of time D. All of the above will increase the present value
January 19, 2014 by Anthony

Economics
Find the future value one year from now of a $7,000 investment at a 3% annual compound interest rate. Also calculate the future value if the investment is made for 2 yeaars?
August 20, 2012 by CANDICE

Finance
Find the future value one year from now of a $7,000 investment at a 3 percent annual compound interest rate. Also calculate the future value if the investment is made for two years.
January 13, 2012 by audrey

Finance
Calculating Interest Rate. Find the interest rate implied by the following combinations of present and future values. PresentValue Years Future Value $400 11 $684 $183 4 $249 $300 7 $300 Since you do not state otherwise, I am assuming that your interest rate is compounded ...
March 18, 2007 by Antoinette

math
Classify the finacial problem. Assume a 7% interest rate compounded annually. Find the value of a $ 1,000 certificate in 4 years. a) sinking fund, b) ordinary annuity, c) future value, d) present value e) amortization.
March 2, 2013 by Andrew

math
Classify the finacial problem. Assume a 7% interest rate compounded annually. Find the value of a $ 1,000 certificate in 4 years. a) sinking fund, b) ordinary annuity, c) future value, d) present value e) amortization
March 3, 2013 by Andrew

Compound Interest : Future Value and Present Value
Payments of $1800 and $2400 weere made on a $10,000 variable-rate loan 18 and 30 months after the date of the loan. The interest rate was 11.5% compounded semi-annually for the first two years and 10.74% compounded monthly thereafter. What amount was owed on the loan after ...
July 24, 2009 by Math

Math
The present value of the money in your savings acct is $420, and you're receiving 3% annual interest compounded monthly. What is the future value in 2 months?
May 27, 2012 by melissa

Accounting
On June 1, 2012, Pitts Company sold some equipment to Gannon Company. The two companies entered into an installment sales contract at a rate of 8%. The contract required 8 equal annual payments with the first payment due on June 1, 2012. What type of compound interest table is...
October 17, 2012 by Jed

Accounting
On June 1, 2012, Pitts Company sold some equipment to Gannon Company. The two companies entered into an installment sales contract at a rate of 8%. The contract required 8 equal annual payments with the first payment due on June 1, 2012. What type of compound interest table is...
October 17, 2012 by Jed

math
The present value of the money in your savings account is $420, and you're receiving 3% annual interest compounded monthly. What is the future value in two months?
November 15, 2010 by Anonymous

Math
The present value of the money in your savings account is $420, and you're receiving 3% annual interest compounded monthly. What is the future value in two months?
May 4, 2012 by Paige

Compound math
(Future Value) Suppose you invest $8000 into an account that pays an annual interest rate of 6.2%. How much is in the account after 30 years if a. simple interest is compound monthly? b. interest is compounded monthly? c. interest is compounded daily?
April 19, 2011 by Help

business math-73
Use the Present Value Table on page 358 of your text to compute the present value (principal) for an investment with a compound amount of $20,000, a 30-month term of investment, and a 14% nominal interest rate compounded semiannually. (Points : 2.5)
October 5, 2013 by Minnie

math
a=16,00, r=11.5%, t=5 years determine the present value, p, you must invest to have the future value, a, at simple interest rate r after time t. round uo to nearest cent
August 14, 2011 by marie

Math-- Desperate for help!
Find the amount in an account if $2000 is invested at 6.125%,compounded semi-anually,for 2 years. A. $2,256.49 B. $2,252.50 C. $2,324.89 D. $544,757.84 One of these is the correct answer. I am coming up with (D) 544,757.84 Can you check, because I am probably wrong. You are ...
February 25, 2007 by Hilda

fin 200 question
Jean will receive $8,500 per year for the next 15 years from her trust. If a 7% interest rate is applied, what is the current value of the future payments? Describe how you solved this problem, including which table (for example, present value and future value) was used and ...
July 14, 2009 by meshelle

interest
an inheritance will be 20000. the interest rate for the the time value of money is 7%. How much is the inheritance worth now, if it will be received a) in 5 years? b)in 10 years? c)in 20 years I know i'm supposed to use F=P(1+i)^n or P=F(1+i)^-n but I am not sure if the ...
April 9, 2009 by jen

Personal Finance
Aaron wants to put $200.00 per month into an IRA account at 15% for four years. What is he solving for using his financial calculator? A. Present Value B. Future Value C. Interest Rate D. Payment
October 25, 2013 by Sharon

Personal Finance
Aaron wants to put $200.00 per month into an IRA account at 15% for four years. What is he solving for using his financial calculator A. present value B. future value C. interest rate D. payment
April 16, 2014 by Gabby

ALGEBRA
If the principal P = $900, the rate r = 7 1/2 %, and time t = 1 year, find the following. What is the amount of interest? What is the future value? Ok found I think I found the interest 900x0.075=67.50 is this correct.Now I need help in finding the future value.
November 23, 2011 by MONICA

Math
In the future value annuity table at any interest rate for one year, why is the future value interest factor of this annuity equal to 1.00?
August 3, 2013 by April

math
find the present value of the following future amount. 600,000 at 6% compunded semiannually for 25 years what is the present value
April 23, 2013 by stacy

Finance
Comparing Future Value. Calculate the future value of a retirement account on which you deposit $2000.00 a year for 30 years with an annual interest rate of 7%.
April 19, 2012 by Valarie

Finance
An investment will provide Nicholas with $100 at the end of each year for the next 10 years. What is the present value of that annuity if the discount rate is 8% annually? What is the present value of the above annuity if the payments are received at the beginning of each year...
July 13, 2014 by Aina

math
Computing future value calculate the future value of a retirement account in which you deposit $2,000 a year for 30 years with an annual interest rate of 7 percent.
January 22, 2013 by tammy

accounting
I need an understanding of a few matters in my accounting class: 1) what are annuities and why is it necessary to calculate there present value? 2) How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation affect the future ...
March 31, 2010 by Stumpped on Accounting

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding
April 13, 2011 by John

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding
April 13, 2011 by George

Math
compound and interest Using the below values please calculate the amount accumulated (future value) *Initial principal=$2000 *Interest Rate=9% *Number of years 7 *Monthly compounding
April 14, 2011 by John

personal finances
computing future value. calucale the future value of a retirement account in which you deposit $2,000 a year for 30 years with an annual interest rate of 7 percent.
January 28, 2012 by shanty

financal problems
Computing future value. Calculate the future value of a retirement account in which you deposit 2,000 a year for 30 years with an annual interest rate of 7 percent.
April 24, 2012 by gina

Math
Use the present value formula to compute the amount that should be set aside today to ensure a future value of $ 2,000 in 1 year if the interest rate is 12% annually, compounded annually. (a) $ 1,776.97 (b) $ 1,765.89 (c) $ 1,785.72 (d) $ 1,786.97 (e) $ 1,768.97
November 3, 2011 by Paul

math
what formulas do i use for this: Investments Suppose $10,000 is invested at an annual rate of 5% for 10 years. Find the future value if interest is compounded as follows. A) Annually B) Quarterly C) Monthly D)Daily (365 days) In each case, use the formula Future value = ...
June 19, 2007 by student

present value
The present value P that will amount to A dollars in n years with interest compounded annually at annual interest rate r, is given by P = A (1 + r) -^n. Find the present value that will amount to $50,000 in 20 years at 8% compounded annually.
July 14, 2008 by Don

accounting
What is the future value on 12/31/2014 of a deposit of $10,000 made of 12/31/2010 assuming interest of 16% compound quarterly.
November 14, 2011 by t

Accounting
I am so confused on how to answer this question given from my instructor. I see many websites that pertain to present value. Is there an explanation somewhere on the internet that would help explain? I googled the question and found"Net present value - Wikipedia, the free ...
April 1, 2010 by Highly confused

accounting
Selling price of a bond: Problem type 1 On December 31, 2008, $140,000 of 9% bonds were issued. The market interest rate at the time issuance was 11%. The bonds pay on June 30 and December 31 and mature in 10 years. Compute the selling price of a single $1,000 bond on December...
June 13, 2011 by Nick

math
Rob has a balance of 1695$ in his bank account The account pays 2.9% interest per year, compounded annually. The compound interest formula is A=P(1+i)^n A=future value\P=principal/i+interest rate/n=number of payments rods balance will reach 3000$ after how many years?
October 3, 2013 by sam

Accounting
Compute the price of $7,936,343 received for the bonds by using the tables of present value in Appendix A. (Round to the nearest dollar.) Your total may vary slightly from the price given due to rounding differences. Present value of the face amount $ Present value of the ...
April 25, 2011 by Kieran McCamment

accouting
5. Compute the price of $3,461,181 received for the bonds by using the tables of present value in Appendix A. (Round to the nearest dollar.) Your total may vary slightly from the price given due to rounding differences. Present value of the face amount $ Present value of the ...
May 12, 2011 by johnetta

Personal Finance
NEED HELP IMMEDIATELY, HAVE UNTIL 10P.M. CENTRAL TO HAVE ANSWERS?? 1.Determining the Future Value of Education. Jenny Franklin estimates that as a result of completing her master’s degree, she will earn $6,000 a year more for the next 40 years. a.What would be the total amount...
January 29, 2011 by Marie

alegbra
Find the future value, using the future value formula and a calculator. (Round your answer to the nearest cent.) $990 at 5.5% compounded quarterly for 3 years Find the present value, using the present value formula and a calculator. (Round your answer to the nearest cent.) ...
May 12, 2014 by gary

programming
Having troube with java, i am not a regular programmer, if anybody can help me out writting this program: write a program that takes two numbers from the java console representing, respectively, an investment and an interest rate(you will expect the user to enter a number such...
February 4, 2010 by John

math
calculate the present value (principal) and compound interest on $900 (term of investment 1.75 years ) rate of 18% compounded monthly
May 14, 2014 by teresa

Finance
differences between present value and future in time value
November 10, 2009 by soomal

college math
Find the approximate (with an integral estimate) present and future values of a constant income stream of 2500 dollars per year over a period of 40 years, assume a 5 percent annual interest rate compounded continuously. Find current and future value?
March 14, 2011 by aj

college
With examles give differences between present value and future value as used in financial mathematics.
December 5, 2009 by Lugee

math
calculate the present value AND the compound interest for this investment, round to the nearest cent...$20.000 with a nominal rate of 14% for 30 months ( semiannually)
April 24, 2014 by teresa

math,correction
can someone correct these for me thanks.. Problem #4 Find the effective rate corresponding to the given nominal 18% compounded quarterly. My answer: 19.2% Problem #7 Find the future value of the ordinary annuity If R= $2500,I=5% interest compounded quarterly for 16 years. My ...
June 29, 2007 by student

Accounting
(Present Value) What is the present value of an annuity that pays $250,000 in 30 years if interest accumulates at a rate of 7.5% compounded semiannually? (i.e. How do you have to pay NOW for the policy? You make no payments other than your lump sum payment.)
April 19, 2011 by Page

business math
what are the amount and present value of an annuity of $100 paable at the beginning of each quarter fro 15 years if the interest rate is 12% compounded quarterly? Present Value=PMT[(1-(1+i)^-n)/i] Amount = ?????
March 12, 2007 by Rom

Help math calc
Find the future value of $700 deposited at 3% for 9 years if the account pays simple interest and the account pays compounded annually? The future value of an account that pays simple interest is what?
February 21, 2013 by Tiffany

math
find the present value of ordinary annuity payments of 890 each year for 16 years at 8% compounded annually What is the amount that must be paid (Present Value) for an annuity with a periodic payment of R dollars to be made at the end of each year for N years, at an interest ...
September 24, 2006 by john

math
Present Value suppose your bank account will be worth $7000 in one year. The interest rate (discount rate) that the bank pays is 8%. What is the present value of your bank account today? What would the present value of the account be if the discount rate is only 3%
July 27, 2009 by Eloisa

Math
Compare the results of the present value of a $6,000 ordinary annuity at 10 percent interest for ten years with the present value of a $6,000 annuity due at 10 percent interest for eleven years. Explain the difference.
August 3, 2013 by April

Business Mathematics
Jungle Jim owes three debts: $500 due in one year plus interest at 6% semi-annually, $2000 due in two years, $1000 due in three years plus interest at 5% compounded monthly. He wishes to discharge these debts by paying $500 now and two equal but unknown payments in one and two...
June 24, 2013 by Leo

algebra
A grandmother is looking for a plan to finance her new grandchild’s college education. She has $25,000 to invest. Search the internet and locate a long-range investment plan, CD, Savings Bond, etc, for the grandmother. The plan is to earn compound interest. Calculate the ...
November 4, 2012 by Kathy

Marcoeconomics
if Bond price= the discounted value of all the future income it will generate then does it mean that the buyer of the bond earn nothing? Because he in fact need to pay the discounted value of the future income(interest) which is said to be earned by him when buying the bond. ...
February 17, 2009 by David

math
1. =SUM(A14,A8) 2. =C8+ 15 3. PMT function {PMT(D4D12,E4,-C4)} What will each of the above formulas do please see if I have the correct answer using excel or another spreadsheet document. 1. Is the sum between the two blocks listed the more blocks the more #'s to the equation...
June 5, 2008 by Anonymous

Calculus
OK I understand the concept present value but I don't understand how to solve for present value in this context: Assume that you won a local contest for which you gain a continuous income stream at a rate R(t)=5000e^0.1t per year for 5 years and r=0.05. Find present value. Can...
April 29, 2008 by Alice

ALegbra
If an apartment complex will need painting in 3 1/2 years and the job will cost $25,000, what amount needs to be deposited into an account now in order to have the necessary funds? The account pays 8% interest compounded semiannually. (a) State the type of the problem. future ...
May 16, 2014 by Mary Ann

Business Math 205
Calculate the PRESENT VALUE ANNUNITIES. Round to the nearest cent when necessary. Annunity Payment:$500 Payment Frequency:(Every 3 months)Time Period YRS:(2)Nominal Rate%:(16)Interest Compounded:(Quarterly) Present Value Of The Annuity is What?
June 25, 2011 by James

Math
Find the future value of a $10,000 investment at 10 % annual interest compounded semiannually for 4 years. (a) $ 14,000 (b) $ 12,000 (c) $ 24,774.55 (d) $ 14,774.55 (e) $ 24,477.55 Can someone please help me find the future value? I am stuck on this problem.
November 2, 2011 by Adam

Math please check answer
1. =SUM(A14,A8) 2. =C8+ 15 3. PMT function {PMT(D4D12,E4,-C4)} What will each of the above formulas do please see if I have the correct answer using excel or another spreadsheet document. 1. Is the sum between the two blocks listed the more blocks the more #'s to the equation...
June 4, 2008 by Shila

cal
future value compounded continuously is B(t)=P(1+r/k)^kt and the present value compounded continuosly is P(T)=B(1+r/k)^-rt True or false and why
April 14, 2014 by rystal

college
Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the ...
May 18, 2010 by Jen

finances
· Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the ...
November 23, 2010 by Anonymous

Finance
Why is time such an important factor in financial matters? How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount? Explain your answer. How might you use the principles of the ...
April 20, 2011 by Nancy

NEED HELP ASAP, college math
Find the future value! Periodic payment: $650.00 Payment interval: every month Term: 19 years, 2 months Interest rate: 4.75% Compound frequency: monthly
October 22, 2012 by kerry

financial management
What role do present value and future value have in the management of an organization?
October 26, 2010 by Jerome

Present Value simple interest
11% interest $186.00 interest paid 140 days what was the orginal amount please show calcualtion
February 18, 2011 by Janine

personal finance
Determining the future value of education. Jenny Franklin estimates that as a result of completing her master's degree, she will earn $7,000 a year more for the next 40 years. A.) what would be the total amount of these additional earnings? B.) what would be the future value ...
January 28, 2012 by shanty

Business Math 205
Calculate the PRESENT VALUE of the following ORDINARY ANNUITIES. Round to the nearest cent when necessary. Annuity Payment:($3,000) Payment Frequency: (Every Year) Time Period YRS:(15)Nominal Rate%:(10)Interest Compounded:(Annually)Present Value Of The Annuity is What?
June 25, 2011 by James

Finance
The Carter Company's bond mature in 10 years have a par value of 1,000 and an annual coupon payment of $80. The market interest rate for the bond is 9%. What is the price of these bonds The coupon rate on the bond, (interest/principal at maturity) = 8% Since prevailing market ...
February 14, 2007 by Dee

finance please help
1. Calculate the present value of an investment given the following information: (a) Years—20, (b) Rate—10%, and (c) Future Value—$20,000. 2. Calculate the future value of an investment given the following information: (a) Years—10, (b) Rate—5%, and (c) Present Value—$10,000...
June 3, 2012 by bibi Please help

Finance
Often in personal finance we want to know what our $1 investment today will be worth in 20 years. In business however, there is more concern with answering the question, “If I receive $100 in 5 years, what is that worth today?” To answer this question, modify the formula fv = ...
June 9, 2012 by John

anonymous
1.) an account invested in a month market fund grew from $67,081.20 to $67,359.39 in a month. What was the interest rate, to the nearest tenth? 2.)you are due a tax refund of $760. your tax preparer offers you a no-interest loan to be repaid by your refund check, which will ...
March 15, 2011 by math i have a few questions.hepl pls ty

math
Loan #1 Year Amount owed 1 $3796 2 $3942 3 $4088 Loan # 2 Year Amount owed 1 $977.53 2 $1036.18 3 1098.35 For loan #1 is simple interest. Loan #2 is compound interest How much was each loan originally Determine the future value of each loan after 10 years
January 19, 2012 by Emma

Finance
Heinz Corporation bonds carry a coupon of 8% and will mature in 5 years at $1,000. Newly issued 5-year bonds with similar characteristics are yielding 4%. Calculate today's market price of the Heinz bond. Compute your answer, submit all your work, then answer the following ...
October 23, 2012 by Jazmine

Finance
Heinz Corporation bonds carry a coupon of 8% and will mature in 5 years at $1,000. Newly issued 5-year bonds with similar characteristics are yielding 4%. Calculate today's market price of the Heinz bond. Compute your answer, submit all your work, then answer the following ...
December 14, 2012 by dj

Mathematics
My teacher gave us this equation, and I can't remember how to use it. It's for Simple and Compound Interest. Future Value=d[((1+i)^n-1)/i] d=deposit each time period i=rate per time period n=number of time periods
March 8, 2009 by David

math
Loan #1 Year Amount owed 1 $3796 2 $3942 3 $4088 Loan # 2 Year Amount owed 1 $977.53 2 $1036.18 3 1098.35 For loan #1 is simple interest. Loan #2 is compound interest How much was each loan originally Determine the future value of each loan after 10 years No one has answered ...
January 19, 2012 by Annie

Accounting
How does the frequency of interest compounding, regardless of the rate of interest or period of accumulation, affect the future value of any given amount?
December 15, 2008 by Jin

Maths
1.The value of an investment grows from R2200 to R3850 in 8 years. Determine the simple interest rate at which it was Invested. 2. James had R12000 and invested it for 5 years.If the value of his investment is R15600, what compound interest rate did it earn?
August 12, 2013 by MoNdlie

Finance math
how do i solve this problem? Find the future value of $4300 at 4% compounded quarterly for 3 years. future value =
September 17, 2010 by Alihaa

physics
if the angular speed of earth becomes 17times its present value what will be the 1.effect on a body on the equator of earth? it will be A. Heavier than present value B.lighter than present value C.weightless And also what is the reason? 2.a girl sitting on a swing stands up. ...
March 1, 2013 by edward

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