Thank you Reiny, Why I have to divide 632/1.05? I was dividing 632/0.05, I need to understand for future similar problems, I really appreciate your help, I finished school almost 30 years ago, I decided to go back to school an obtain a degree, I try my best but so many years out of school is challenging.

check our previous post for the explanation

You're welcome! I'm glad to help you understand. Let's explain the difference between dividing 632/1.05 and 632/0.05.

When you have 632/1.05, you are dividing 632 by 1.05. This means you are finding how many times 1.05 goes into 632. To calculate this, you divide 632 by 1.05, which gives you the answer.

On the other hand, when you have 632/0.05, you are dividing 632 by 0.05. This means you are finding how many times 0.05 goes into 632.

The reason why the results differ is because 1.05 and 0.05 are not equal.

To better understand, let's compare these two calculations:

632/1.05 = 601.9
632/0.05 = 12,640

As you can see, by using 1.05 instead of 0.05, you get a significantly different result.

So, in your case, if you are trying to find out how many times 0.05 goes into 632, you will need to divide 632 by 0.05. In this example, the result would be 12,640.

It's great that you have decided to go back to school and pursue a degree! Remember, mathematics can be challenging, especially after a long time away from school. Don't hesitate to ask questions and seek help when needed. Best of luck on your educational journey!