Having a credit card could get someone into much trouble if it is not used responsibly. I personally have nightmares when it concerns credit cards. I do not like paying interest on something when it is not necessary. I learned how to use credit cards the hard way. I ran up a credit card bill and made the minimum payments every month until I realized how much money I was blowing away in interest. I paid off that card and closed it out. After that experience I learned that I do not need any credit cards. I currently have only one credit card for emergencies only. It has a very low credit limit so I will not get over my head in debt again. My philosophy is that if I do not have the cash or money in the bank to pay for it I do not need it.

What is your question?

What is your question?

I need to know the adverbs and adjectives in the paragraph.

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Please let us know which words you think are adjectives and adverbs. Label them.

Ok Sorry for the misunderstanding.

The following is a paragraph regarding my experience with credit cards. I had to use least five adverbs and five adjectives in my paragraph. I have to bold the adverbs and underline the adjectives, the only problem is I am having a hard time figuring out which are adverbs and adjectives. I know this is stupid, but please help.

Adjectives describe or modify nouns and pronouns. They tell which, what kind of, and how many.

In your first sentence, credit and much are adjectives.

Adverbs describe or modify verbs, adjectives, and other adverbs. They they tell when, where, why, how, and to what extent.

In your first sentence, the adverb is responsibly.

Take it from there.

Could you please tell me if the adjectives and adverbs below are correct for my paragraph?

Adverbs-
responsibly
personally
not
every
currently
very

Adjectives-
credit
much
paying
hard
minimum
one

Adverbs: All are adverbs except "every" which is an adjective.

Adjectives: All are right except "paying."

Good job!

Thank you for your help!!