Linda wants high-priced dress to wear to her graduation formal. She plans to charge her purchase and pay for it over the following year.

I don’t think this is a wise decision, because that’s really just being foolish, I mean what if by next year, she doesn’t have enough money to pay back the debt on the credit cards.... Its better to use cash in the very first place.

Any suggestions?

I completely agree with you.

Many places sell slightly used formal dresses for a fraction of the retail price.

Why would anyone want to pay for something for a year that they use for a few hours?