a settled area that is a smaller political unit then a country or city is called a what>?

village, town, neighborhood, ward, precinct, suburb

township

A settled area that is smaller than a country or city is called a "town." To answer this type of question, you can simply search for the definition of a "smaller political unit" or similar terms. You can use a search engine like Google and type in "Definition of smaller political unit" or "What is a smaller political unit?" The search results will typically provide you with the answer along with additional information about towns and their characteristics.