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I following is a paragraph regarding my experience with credit cards. I now need to bold the nouns and pronouns and underline the verbs. I do not know why, but I am having a hard time with this. Any help please.

When I was 18, I received my first credit card. When I first received my credit card, I was not very responsible. I quickly charged the card to its max limit and was constantly late on my monthly payments. Because of the late payments and high balance, the interest rate were absurdly high and the late fee were abundant. After ending up in severe debt, I realized that what I did was very stupid spent the next year working hard to pay off the debt from the credit card. Immediately after the card was paid off, I closed the account. I am proud to say, I have learned from this very foolish experience and have tried to be more responsibly with credit cards after that.

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