Posted by John on Tuesday, December 9, 2008 at 11:26pm.
After paying for tag replacement ($24), you save $1.50 each time you use it. 24/1.5 = 16 is the number of times it takes to recover all of your investment.
Check: 16 uses costs you $48 at $3 each (with no card) and $24 + 16*1.5 = $48 (with card)
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