# Homework Help: Business: Finance

## Recent Homework Questions About Finance

**Finance Question - Formulas**

Instead of spending the $50 a month you receive, you decided to invest it in your money market account at your bank. Assuming you will earn an average of 5% each year and inflation is forecasted to 2.5% a year, how much have you effectively earned after ten years? (Hint: must ...

**Personal Finance**

Which type of computation would a person use to determine current value of a desired amount for the future? A. Present value of a series of deposits B. Future value of a single amount C. Future value of a series of deposits D. Present value of a single amount

**Business finance**

anthony has decided to purchase a $19000 car. he plans to put 20% down toward the purchase and to finance the rest at a 6.8% interest rate for 4 years. find the monthly payment

**Social studies**

The regulations help creditworthiness people obtain charge accounts loans mortgages and other kinds of credit by not allowing creditors to treat applicants unfairly. But the regulations do not guarantee the applicant credit. Creditors may still determine creditworthiness by ...

**Social studies**

The regulations creditworthiness people obtain charge accounts, loans, mortgages, and other kind of credit by not allowing creditors to treat applicants unfairly. But the regulations do not quarantee the applicant credit. Creditors may still determine creditworthiness by ...

**Corporate Finance**

Jason's opportunity cost rate is 8 percent compounded annually. How much must he deposit in an account today if he wants to receive $5,400 at the end of each of the next 10 years? Use a financial calculator to determine the amount to be deposited today.

**finance**

Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time. $470 per month invested at 5%, compounded monthly, for 7 years; then $709 per month invested at 7%, compounded monthly, for 7 ...

**Math (finance )**

Find the monthly payment, needed to have a sinking fund accumulate the future value, $16,000. The yearly interest rate is 6.7% and the number of payments is 20. Interest is compounded monthly. I do not remember how to solve for this equation. Please help me.

**corporate finance**

National Health Corporation (NHC) has a cumulative preferred stock issue outstanding, which has a stated annual dividend of $9 per share. The company has been losing money and has not paid preferred dividends for the last five years. There are 360,000 shares of preferred stock...

**PreCalculus**

Rebecca and Tom Payton have decided to buy a home that costs $200,000. The Paytons can put down 20% of the home's price. They have applied for a 15-year, 9% FRM to finance the balance. They Paytons have a combined gross annual income of $70,000. Answer the following questions ...

**Corporate Finance**

You have been asked to estimate the value of a 10-year bond with a coupon that will be low initially but it is expected to grow later in the bond’s life. The coupon is expected to be 5% of the face value of the bond (which is $ 1000) for the first 5 years, and will increase ...

**Finance**

What is the value of 15-year corporate bonds, with a coupon rate of 9%, if current interest rates on similar bonds is 8%? How much would the value change if interest rates increased to 10%? Under what conditions will this bond trade at par (face value)?

**Finance**

A company is planning to set aside money to repay $100 million in bonds that will be coming due in 10 years. If the appropriate discount rate is 9%, a. how much money would the company need to set aside at the end of each year for the next 10 years to be able to repay the ...

**Corporate Finance**

You have just taken a 30-year mortgage loan for $200,000. The annual percentage rate on the loan is 8%, and payments will be made monthly. Estimate your monthly payments.

**numerical methods in finance**

∮_0^1▒∫_1^2▒〖(x^2+y^2)dxdy〗using simpsons one third rule

**finance**

The Switch division of Tornax Inc. produces a small switch that is used by various companies as a component part in their products. Tornax operates its divisions as autonomous units, giving its divisional managers great discretion in pricing and other decisions. Each division ...

**Accounting Help (with answers for checking)**

Ben Guslists, vice-president of sales, has recommended adding a new product line. A market study and cost analysis show that the new line should yield the following annual results: New Sales $2,800,000.00 Cost of Sales $1,600,000.00 Operating Expenses $200,000.00 Total ...

**Introduction to finance**

What's the formula for a required return? I have data for a company with a beta of 1.4, risk premium is 9% and the risk-free rate is 4%?

**Finance Help?**

Can someone please describe to me how the concept of Beta impacts financial decision making? Much appreciated!!

**Finance**

What is the present value of $100 PERPETU I TY of the interest rate is 7%? If interest rates doubled to 14%, what would its present value be? At 7% hundred dollars multiplied 0.943 equals 9430 or is it 14.2857 multiplied 100 equals 1428. 57? At 14% is it $100 times 0.877 ...

**Database Design and Programming**

Assignment Problem. Given the following functional requirements description of the following application, produce an ERD model based on the Crow’s Foot model—that can be implemented. Show all entities, relationships, optionalities, connectivities, and cardinalities. ...

**Finance**

Jack has $6,000 invested in a bank that pays 3% annually. How long will it take for his funds to double?

**Finance**

Suppose you would like to retire in 50 years as a millionaire. If you have $7,500 today, what rate of return must you earn on $7,500 to achieve your goal

**Personal Finance**

If you buy an item for $95 with the agreement to pay $100 in 90 days what is the effective annual rate on this transaction?

**Personal Finance**

A $5000 loan has a stated rate of 10% but it will be paid off in 12 equal monthly payments. What is the APR on the loan?

**Personal Finance**

Freddie Sue has a monthly gross income of $2950 and total monthly debt payments of $160. She will have to make a down payment of 15% of the purchase price of a new home and estimates that the monthly property tax and insurance cost will be $210. If she can get a 30 year loan ...

**Math**

Does anyone have the answers for the Penn Foster Math for Business and Finance proctored exam? 060497

**Business finance**

Mr. X wants a fridge that cost 12000.He has arrange to borrow to borrow the total purchase price from a finance company at a simple interest rate of 12% .the loan require quarterly payment for a period of 3yrs.if the first payment is due 3months after purchasing a fridge,what ...

**Finance**

The Arizona Bay Corporation sells on credit terms of net 30. Its accounts are, on average, four days past due. If annual credit sales are $9.75 million, what is the company’s balance sheet amount in accounts receivable?

**MATH (POST 2) Need Help Please**

Using the average daily balance method and the information given, find the credit card finance charge for the month of August (31 days). The annual interest rate is 18%. July 31st (Balance) $590 August 5 (Charge) $90 August 9 (Payment)$560 August 14 (Charge)$193 ...

**Math (Business)**

Using the average daily balance method and the information given, find the credit card finance charge for the month of August (31 days). The annual interest rate is 18%. July 31st (Balance) $590 August 5 (Charge) $90 August 9 (Payment)$560 August 14 (Charge)$193 ...

**finance**

Explain in detail on how does the modified internal rate of return include concepts from both the traditional internal rate of return and the net present value methods? Use a quantitative example to present for your answer.

**finance**

Inflation, disinflation and deflation can have significant effects on income statements and balance sheets, and therefore on the calculation of ratios. Discuss the possible impact of inflation, disinflation and deflation of the ratios, and explain the direction of the impact ...

**Managerial Finance**

Gluon Inc. is considering the purchase of a new high pressure glueball. It can purchase the glueball for $200,000 and sell its old low-pressure glueball, which is fully depreciated, for $36,000. The new equipment has a 10-year useful life and will save $44,000 a year in ...

**Mathematics of finance 1**

A company has sales of 160000 which represents a 6.5% increase over the previous year. what were the sales over previous year? please elaborate the method and formula

**Statistics for Finance**

Question 3 [17 Marks) There are five (5) set of data; A to E is provided for this question. Each group will be assigned to analyze ONE dataset only and answer the questions below. The assigned dataset will be determined by your lecturer in separate announcement in MMLS. Below ...

**Finance**

Which type of debt is the least attractive for a consumer? Unsecured debt Secured debt Mortgage debt Lease debt My answer is unsecured debt

**Finance**

Sheet Metals has an outstanding loan that calls for equal annual payments of $12,600.47 over the life of the loan. The original loan amount was $72,000 at an APR of 8.15 percent. How much of the third loan payment is interest? $5,868.00 $4,725.89 $4,896.48 $5,009.16 $4,687.53

**Finance**

You want to purchase a new condominium that costs $287,500. Your plan is to pay 25 percent down in cash and finance the balance over 15 years at 3.75 percent. What will be your monthly mortgage payment including principal and interest? $1,568.07 $1,333.33 $1,708.16 $1,221.43 $...

**Managerial finance 4A**

Mr Paul is identified three investment opportunities that he is considering.one is investment A that is expected to pay N$800.00 ayear for three years,followed by N$1000.00 per year for four years. it will pay N$2000.00 at the end of the eighth year. Investment B is expected ...

**finance**

Usha Manufacturing Co. has a bond of $1000 par value outstanding. It pays interest annually and carries an annual coupon rate of 8%. Bonds are issued 2 years ago & due in 10 years. If the market rate of return on bonds is 7%. Required: a. What is the current price of the bond...

**finance**

Emma's Cabinets is looking at a project that will require $80,000 in fixed assets and another $20,000 in net working capital. The project is expected to produce annual sales of $110,000 with associated costs (other than depreciation) of $70,000. Kurt’s pay $5,000 a year as ...

**Finance**

You plan on depositing $10,000 at the end of each year for 30 years into a retirement account that pays 5% interest. How much could you withdraw annually in equal beginning of year amounts starting at the time you make your last deposit and continuing for a total of 20 years, ...

**Finance**

EMAR expects to receive $2,000 per year for 10 years and $3,500 per year for the next 10 years. What is the present value of this 20-year cash flow? Use an 7% discount rate.

**Finance**

Suppose you borrowed $15,000 at a rate of 9% and must repay it in 5 equal installments at the end of each of the next 5 years. What is the outstanding balance of the loan at the end of second year?

**finance**

7500$ investment in each of 20 stocks ( beta of portfolio=1.12). suppose you decide to sell one stock that have beta 1 for 7500$, and use them to buy another one of beta=1.75 calculate the beta of new portfolio ?

**Finance**

You purchase a piece of property for $30,000 nine years ago and sold it today for $83,190. What was your annual rate of return on your investment?

**Finance**

ABC corp. expects to receive $2000 per year for years and $3500 per year for the next 10 years. what is the percentage value of this 20 years cash flow? use an 7% discount rate

**math**

Assume that you make a down payment of $2000, and you finance the remainder with a five-year loan at 6.9 percent APR. 20092 total cost-2000 down payment=18092 interest=2.24$ What is the equation I need to use to figure out the monthly payments per $100?

**personal finance**

what is the form utility of a cupcake? please help and thanks!

**finance**

the school you would like to attend costs 100,000, to help finance your education you need to choose whether or not to sell your 1000 shares of Apple stock , 1000EE Savings Bonds (with denominations and 4.25% coupon rate) that are five years from their 30-year maturity date of...

**finance**

the company offered you a 5000 bonus, which you may receive today or 100 shares of the companys stock which has a current stock price of 50 per share

**Business Finance**

Deposit $300 each month into an account earning 7% interest compounded monthly. How much total money will you put into the account? How much total interest will you earn?

**Business Finance**

What would be the cost of new common stock equity for Tangshan Mining if the firm just paid a dividend of $4.25, the stock price is $55.00, dividends are expected to grow at 8.5 percent indefinitely and flotation cost are $6.25 per share?

**Business Finance**

1. What is the actual present value of the lien ($8,000, 30 yrs @ 12% interest – do not calculate simple interest!)? 2. How much will the conservator have after the sale of the property closes?

**math**

Warner Cable Company needs to replace 5 vehicles. It considering 2 different types: Type HC with a higher cost and higher gas mileage and Type LC with a lower cost and lower gas mileage. Vehicle HC is $35000 and Vehicle LC is $28000. HC averages 43 miles per gallon of gas and ...

**Finance**

Ron starts with a $100,000 mortgage at 8% for 30 years, annual payments. Ten year into the mortgage Ron is able to refinance the balance of the mortgage at 6%. a) If he chooses to refinance for 20 years what would his new payments be?

**Finance**

Ron starts with a $100,000 mortgage at 8% for 30 years, annual payments. Ten year into the mortgage Ron is able to refinance the balance of the mortgage at 6%. a) If he chooses to refinance for 20 years what would his new payments be?

**Finance**

Ngata Corp. issued 19-year bonds 2 years ago at a coupon rate of 9.6 percent. The bonds make semiannual payments. If these bonds currently sell for 107 percent of par value, what is the YTM?

**Managerial finance**

Suppose that your firm sells its goods at $100 per unit, it incurs $50,000 in total fixed costs, and it faces a variable cost per unit of $40. What is your firm's approximate Break Even level in number of unit sold? a. 503 b. 620 c. 769 d. 834

**Apex personal finance**

Mack opened a CD 10 years ago at an interest rate of 7.8% compounded monthly. According to the rule of 72, when did she have half as much money as she does now? A. About 9.2 years ago B. About 4.6 years ago C. About 3.9 years ago D. About 7.8 years ago

**business finance**

Stacy took out a loan for $15,000. Her note was for 300 days at 5% ordinary interest. On day 100 she made a partial payment of $5,000. On day 200 she made a second payment of $5,000. On day 250 she made yet a third payment of $2,500. a. (1 point) What is the adjusted balance ...

**Business Math**

A couple purchased a home 5 years ago with a 20-year mortgage for $50,000 at an interest rate of 6% compounded monthly. The home is now valued at $90,000. A) How much are the couple's monthly payments? B)What is their balance after 7 years and how much equity is in their new ...

**finance**

Ecolap Inc. (ECL) recently paid a $0.42 dividend. The dividend is expected to grow at a 10.50 percent rate. The current stock price is $47.32. What is the return shareholders are expecting? (Do not round intermediate calculations and round your final answer to 2 decimal places...

**finance**

New York Times Co. (NYT) recently earned a profit of $1.31 per share and has a P/E ratio of 19.25. The dividend has been growing at a 6.50 percent rate over the past six years. If this growth rate continues, what would be the stock price in four years if the P/E ratio remained...

**finance**

A 7.10 percent coupon bond with 14 years left to maturity is priced to offer a 7.8 percent yield to maturity. You believe that in one year, the yield to maturity will be 7.4 percent. What is the change in price the bond will experience in dollars? (Do not round intermediate ...

**finance**

Consider a 2.55 percent TIPS with an issue CPI reference of 187.8. At the beginning of this year, the reference CPI was 196.5 and was at 204.4 at the end of the year. What was the capital gain of the TIPS in dollars? (Do not round intermediate calculations and round your final...

**finance**

A client in the 26 percent marginal tax bracket is comparing a municipal bond that offers a 6.4 percent yield to maturity and a similar-risk corporate bond that offers a 9.10 percent yield. Determine the equivalent taxable yield. (Round your answer to 2 decimal places.) ...

**finance**

You note the following yield curve in The Wall Street Journal. According to the unbiased expectations theory, what is the 1-year forward rate for the period beginning one year from today, 2f1? (Round your answer to 2 decimal places.) Maturity Yield One day 2.50% One year 6.00 ...

**finance**

NikkiG’s Corporation’s 10-year bonds are currently yielding a return of 7.00 percent. The expected inflation premium is 1.20 percent annually and the real risk-free rate is expected to be 2.40 percent annually over the next ten years. The liquidity risk premium on NikkiG...

**finance**

On March 11, 20XX, the existing or current (spot) 1-, 2-, 3-, and 4-year zero coupon Treasury security rates were as follows: 1R1 = 0.40%, 1R2 = 1.00%, 1R3 = 1.40%, 1R4 = 1.55% Using the unbiased expectations theory, calculate the 1-year forward rates on zero coupon Treasury ...

**Finance**

10. The following balance sheet extract relates to the ABC Company. Bonds Payable $1,600,000 Common Stock $5,000,000 Preferred Shares $2,550,000 Additional Information: i. The bonds are 8%, annual coupon bonds, with 9 years to maturity and are currently selling for 95% of par...

**finance**

Which of the following can file as a corporation or partnership? a. LLC and LLP. b. LLC only. c. LLP only. d. LLC and S corporation.

**finance**

Which of the following statements is/are true? 1. It is necessary to register with the state when forming a proprietorship. 2. It is necessary to register with the state when forming a partnership. a. 1 only. b. 2 only. c. Both 1 and 2. d. Neither 1 nor 2. I believe the answer...

**history**

1. Which statement best explains the significance of the signing of the Mayflower Compact? * 5 points A)The colonists swore to survive together or die in North America. B)The colonists agreed to create their own government and to obey its rules. C)The colonists declared their ...

**Finance**

How financial markets affect devaluation?

**Finance**

I believe the correct answer is C. If someone could please double heck for me. Trina gave her nephew Roy 100 shares of HLM Corporation stock that she purchased 6 months ago for $10,000. At the time of the gift, the fair market value of the stock was $12,000. Which of the ...

**Finance**

When Steve and Roslyn retire together they wish to receive $40,000 additional income (in the equivalent of today’s dollars) at the beginning of each year. They assume inflation will be 4% and they expect to realize an after tax return of 8%. Based on life expectancies, they ...

**Finance**

When Steve and Roslyn retire together they wish to receive $40,000 additional income (in the equivalent of today’s dollars) at the beginning of each year. They assume inflation will be 4% and they expect to realize an after tax return of 8%. Based on life expectancies, they ...

**Financial Math**

You purchase a computer for $875.00 plus 5% sales tax. You decide to finance it through the store's 0% program for 12 months. The terms state you pay nothing until the 12 months are over. When you receive the bill, you forget to pay it and are assessed a late fee of $39.00 ...

**finance**

Tyrone, age 25, expects to retire at age 60. He expects to live until age 90. He anticipates needing $45,000 per year in today’s dollars during retirement. Tyrone can earn a 12% rate of return and he expects inflation to be 4%. How much must Tyrone save, at the beginning of ...

**Finance**

Contributing $1,500 to his retirement fund at the end of each year beginning at age 18 through age 50, with an average annual return of 12%, how much does Juan have in his retirement account at this time to use toward a possible early retirement?

**Finance 300**

Suppose a stock had an initial price of $94 per share, paid a dividend of $2.50 per share during the year, and had an ending share price of $76.50.

**Finance**

You want to have $2million in real dollars in an account when you retire in 43 years. The nominal return on your investment in 9.939% and the inflation rate is 3.2%. What is the real amount you must deposit each year to achieve this goal?

**finance**

teresa buys 100 shares of XYZ sock on margin at $20 per share. If the margin requirement is 45 percent, the interest rate is 10 percent, and she holds the security for 1 year, how much interest must she pay?

**History**

With which other reform leader did W.E.B. Dubois most agree about fighting social injustice? A:Booker T. Washington B:William Jennings Bryan C:Susan B. Anthony*** The Populist Party lost in large in part as a result of? A:Their refusal to endorse William Jennings Bryan B:Their...

**Finance**

You have been hired as a consultant for Pristine Urban-Tech Zither, Inc. (PUTZ), manufacturers of fine zithers. The market for zithers is growing quickly. The company bought some land three years ago for $1.30 million in anticipation of using it as a toxic waste dump site but...

**Finance**

I'm struggling with being able to solve this question: A company wants to raise money in the capital markets. The firm intends to sell $18 million of common stock; the expected return is 15%. In addition, the company plans to issue $5 million of debt, the cost of this debt is ...

**finance**

You want to purchase a car. It costs 25,000. You have 3,000 that you have saved up for a down payment. You can go with the 5 year car and 60 month car loan. The car manufacture is offering a special deal on your car. You can get zero percent financing or 2,000 cash back. If ...

**finance**

You have only saved 2,000. You are going to trade in your old car and get a new one. The dealership has offered you 3,000 for your trade, and you have accepted their offer. The car you want to buy costs 23,000 but you talked them down to 21,000. The dealership is offering you ...

**Social Studies**

In the text, You read this about the bank of the united states: The bank of the united states had been a subject of dispute since its early days. The bank had greate over the nations banking system because it controlled loans made by state banks. When the banks directors ...

**FINANCE**

hi! could someone give me a well known company with direct and indirect competitors ( at least 3) please!! please help me <3

**personal finance**

Please help me.... Match the example in Column A to the business structure in Column B. 1.) Doug and Vanessa are friends who want to start a carpet cleaning business together and share the ownership and profits. They are not concerned about personal liability. They want the ...

**finance**

John Peterson purchased a bond at a price far below its face value; it that makes no interest payments and will be redeemed at its face value at maturity. In all likelihood, he purchased a(n) __________ bond.

**Business Finance**

You choose to invest your $3,560 income tax refund check (rather than spend it!) in an account earning 5% compounded semiannually. How much will the account be worth in 5 years?

**Business Finance**

You choose to invest your $3,560 income tax refund check (rather than spend it!) in an account earning 5% compounded semiannually. How much will the account be worth in 5 years?

**finance**

Starting a year from now and making 10 yearly payments, Pierre would like to put into a retirement account enough money so that, starting 11 years from now, he can withdraw $30000 per year until he dies. Pierre is confident that he can earn 8% per year on his money for the ...

**Finance**

How much money will the smiths have to deposit each first of the month after their child is born until its 18th birthday in order to have enough saved up for college ($196000)? .3% APR.

**math**

you buy refrigerator for 12,800 and make a down payment of 2,500. if ypu finance the remainder at 8% annually for 3 years, how much will you actually pay for the refrigerator?

**finance**

what is the interest rate if i borrow $16,500 and I pay $665 a month for 3 years